Technology · Payments & maps
Lets customers in India pay by UPI, cards, netbanking or wallets, and handles subscriptions, refunds and payouts to sellers or partners.
How we use it
Razorpay is a common gateway choice for products selling in India, covering checkout, recurring payments, marketplace split settlements and payouts through one set of APIs.
Official site: razorpay.com (opens in new tab)
Razorpay is an Indian payment gateway: the service that sits between your app and the customer's bank or UPI app, collects the money and settles it into your account. It also handles recurring payments, refunds and payouts to sellers or partners. For you, that means customers can pay the way they prefer, and your team sees every payment, refund and settlement in one place.
Indian customers expect UPI first, with cards, netbanking, EMI and wallets as alternatives. Razorpay covers these through one integration, with SDKs for web, Android, iOS, Flutter and React Native.
Use cases
UPI intent, QR, cards and netbanking with server-side verification.
Recurring billing through UPI AutoPay and card e-mandates.
Route divides payments between platform and sellers.
RazorpayX pays vendors, partners and refunds to bank accounts or UPI IDs.
Collect dues over WhatsApp, SMS or email.
UPI, RuPay, cards, EMI and wallets through one integration.
Native and cross-platform SDKs open UPI apps directly from your app.
Mandate flows designed around RBI rules support subscriptions and instalments.
Settlements, disputes and refunds are visible in one dashboard and its reports.
Plain-English glossary
Services
Online stores, shopping apps and B2B ordering portals on Shopify, WooCommerce or custom stacks, wired to Indian payments, couriers and GST invoicing.
Native and cross-platform Android and iOS apps, from first release through regular store updates, built by our in-house designers and engineers.
Browser-based products, customer portals, dashboards and internal tools, built on clean data models with secure roles and integrations.
Multi-tenant SaaS products with subscription billing, team roles, onboarding and usage analytics, from first MVP to paying customers.
Solutions
Grocery delivery apps for supermarkets, kirana chains and dark stores, with slots or express delivery, substitutions, picking and live tracking.
Multi-vendor marketplaces with seller onboarding, commission rules, split payouts, per-seller invoicing and catalogue moderation.
Subscription stores and memberships on UPI AutoPay, card mandates and eNACH, with pause, skip and swap controls and fulfilment planning.
Subscription apps for milk, curd, bread and daily essentials, with delivery calendars, prepaid wallets, route sheets and next-day demand planning.
Brand-owned online stores for D2C companies, with conversion-focused checkout, retention tools, server-side tracking and multichannel stock sync.
Work
Illustrative projects that show how we plan and build products that use Razorpay. They are samples, not client work.
Delivery app development
An illustrative platform for neighbourhood grocery stores: slot or express delivery, store picking, batched delivery runs, and payment by UPI or cash on delivery.
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E-commerce & marketplaces
An illustrative ordering app for a distributor's retailers and sales team, with tier pricing, credit limits, trade schemes and GST invoicing.
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Healthcare software
An illustrative patient app, doctor app and clinic admin for in-person and video consultations, with digital prescriptions and consent-based record access.
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E-commerce & marketplaces
An illustrative marketplace where independent fashion labels sell through one storefront, with vendor onboarding, commission rules, multi-pickup shipping, returns and scheduled payouts.
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Business software
An illustrative SaaS for businesses running their own vehicles: live dispatch on a map, driver proof of delivery and per-trip billing for each customer.
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Industries
Industries whose typical builds with us include Razorpay.
FAQ
UPI payments are confirmed asynchronously, so the customer's app may show success before the gateway notifies your server, or the customer may close the app before returning. We never mark an order as paid from the browser alone: the server verifies the payment, listens for webhooks and checks with the gateway for payments still pending. Customers see a clear pending message until confirmation arrives.
Yes, through Razorpay Route. A customer pays once, and the amount is transferred to linked seller or partner accounts according to rules you define, with your commission retained. Transfers can be held until delivery is confirmed and reversed for refunds. Sellers must complete onboarding with Razorpay, so we design a seller onboarding flow that collects the required details.
The customer approves a mandate once in their UPI app, authorising recurring debits up to a maximum amount and frequency. Your system then creates charges on schedule through Razorpay's subscription or recurring payment APIs, and customers receive pre-debit notifications as required. Customers can pause or revoke mandates from their UPI app, so we handle those events and prompt them to renew.
Related
Next step
Tell us what you sell and how customers pay, and we'll plan checkout, refunds and reconciliation.
