Technology · Payments & maps
Stripe payment integration
Accepts card payments and subscriptions from customers outside India, in many currencies, with automatic invoices and renewals.
How we use it
We integrate Stripe for products that sell internationally, such as multi-currency SaaS subscriptions, overseas checkout and marketplace payouts through Stripe Connect.
Official site: stripe.com (opens in new tab)
What Stripe is, and when it belongs in your payment stack
Stripe is a payment service that lets your website or app accept card payments and run subscriptions for customers around the world. It handles currencies, card security checks, renewals and invoices. For you, that means you can sell to overseas buyers and bill them monthly without building payment logic yourself.
Stripe's APIs and documentation are thorough, and it handles international cards, many currencies and subscription logic cleanly. That makes it a common choice for SaaS companies and exporters selling abroad, including Indian founders with an overseas entity.
Use cases
What we build with Stripe
SaaS subscriptions
Plans, trials, upgrades, proration and invoices with Stripe Billing.
International checkout
Cards and local payment methods for overseas buyers.
Marketplace payouts
Connect accounts for sellers or providers abroad.
Usage-based billing
Metered pricing for API or AI products.
Customer self-service
A billing portal for cards, invoices and cancellations.
Why Stripe matters for selling abroad
Dependable integration
Clear APIs, a test mode and detailed logs make payment flows easier to build and check.
Subscriptions handled
Retries, dunning and proration are built in, so fewer renewals are lost.
Global coverage
Many currencies and local payment methods for overseas buyers.
Fraud checks
Radar rules and 3-D Secure support reduce fraudulent card payments.
Comparison
Stripe or Razorpay?
| Stripe | Razorpay | |
|---|---|---|
| Typical customers | International buyers and global SaaS | Customers paying in India |
| UPI and RuPay | Not its focus | Core payment methods |
| Subscriptions | Stripe Billing | UPI AutoPay and card e-mandates |
| Marketplace payouts | Stripe Connect | Route and RazorpayX Payouts |
When we would not recommend Stripe
- Customers who pay in India: domestic payment methods such as UPI and RuPay are better served by Indian gateways such as Razorpay.
- If your business is not eligible: Stripe's eligibility and onboarding for India have changed over time, so we confirm eligibility with Stripe before designing around it.
- One market only: running two gateways adds complexity, so we recommend it only when you genuinely serve both Indian and overseas customers.
Plain-English glossary
Subscription billing terms, in plain English
- Dunning
- Automatic follow-up when a subscription payment fails: retrying the card and emailing the customer. It recovers renewals that would otherwise be lost.
- Proration
- Charging the right part-month amount when a customer upgrades or downgrades mid-cycle, so bills are fair and nobody has to calculate them by hand.
- Webhook
- A notice Stripe sends to your server when a payment succeeds, fails or is refunded. We treat these notices, not the customer's browser, as the source of truth for payment status.
- 3-D Secure
- An extra check, such as an OTP or a bank app approval, that confirms the card holder is paying. It reduces fraud and is expected by many card issuers.
Services
Services involving Stripe
SaaS development
Multi-tenant SaaS products with subscription billing, team roles, onboarding and usage analytics, from first MVP to paying customers.
E-commerce development
Online stores, shopping apps and B2B ordering portals on Shopify, WooCommerce or custom stacks, wired to Indian payments, couriers and GST invoicing.
Web application development
Browser-based products, customer portals, dashboards and internal tools, built on clean data models with secure roles and integrations.
Solutions
Solutions with Stripe payments
AI SaaS development
Multi-tenant SaaS products with AI at their core, built with tenant isolation, usage metering, model routing, evaluation and subscription billing.
Subscription commerce development
Subscription stores and memberships on UPI AutoPay, card mandates and eNACH, with pause, skip and swap controls and fulfilment planning.
Multi-vendor marketplace development
Multi-vendor marketplaces with seller onboarding, commission rules, split payouts, per-seller invoicing and catalogue moderation.
Industries
Where it shows up by industry
Industries whose typical builds with us include Stripe.
FAQ
Frequently asked questions
Can an Indian company use Stripe?
Some can, but it depends on your business type and Stripe's current onboarding policy for India, which has changed over time. Companies with an overseas entity, for example in the US, commonly use Stripe through that entity. We check eligibility early and, if Stripe isn't available to you, design with an Indian gateway that supports international cards instead.
How do you handle Stripe webhooks reliably?
Every webhook is verified with its signature, stored and processed idempotently, so a retried event never creates a duplicate subscription or refund. We treat webhooks, not browser redirects, as the source of truth for payment status, process them through a queue and reconcile regularly against Stripe's records. Failed events raise alerts for the team to review.
Can one product accept both Stripe and Razorpay payments?
Yes, and it's a common setup. We build a payment layer in the back end that selects the gateway by customer country, currency or payment method, and stores transactions in one consistent format. Reports, refunds and invoices then work the same way whichever gateway was used. It adds some complexity, so we recommend it only when you genuinely serve both markets.
Related
Keep exploring
Next step
Selling to customers abroad?
Tell us where your customers are and how they pay, and we'll design the payment setup around them.