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Subscription commerce

Subscription commerce development

Recurring orders and memberships on UPI AutoPay, card mandates and eNACH, with controls customers manage themselves.

Subscription commerce screens: admin dashboard in a browser and subscriber app on two phones
Illustrative preview

At a glance

The short version

What it is

Subscription stores and memberships on UPI AutoPay, card mandates and eNACH, with pause, skip and swap controls and fulfilment planning.

What you get
  • Subscriber experience
  • Billing engine
  • Fulfilment planning
  • Memberships and reporting
How it works
  1. Website or app
  2. Billing engine
  3. Payment gateway
  4. Fulfilment team
  5. 1 more
Runs on
  • Website
  • Android
  • iOS
  • Admin
Cost depends on
  • Payment rails
  • Plan flexibility
  • Fulfilment model
and 1 more factor

Flutter and the related logo are trademarks of Google LLC. We are not endorsed by or affiliated with Google LLC.

How to start

Tell us what you need in your own words. You talk to the developers who would build it and get a written, line-item estimate.

Get a project estimate

Recurring revenue lives or dies at renewal

A subscription is a promise to charge and ship correctly, again and again. In India that runs on mandates: UPI AutoPay or a card e-mandate the customer authenticates once, or eNACH for bank-account debits. RBI's rules for recurring payments require a pre-debit notification and fresh authentication above set amounts, which shapes what happens when a renewal fails.

Our subscription commerce development designs the billing engine around those rules first, then builds plans, delivery calendars, skip and pause, and a cancellation as easy as sign-up.

Challenges

Subscription problems worth solving in software

  1. Involuntary churn

    Renewals fail on expired cards, mandate limits or low balances, and customers drop off without deciding to leave.

  2. Rigid plans

    Customers who cannot pause, skip or change a product often cancel outright.

  3. Shipment planning by spreadsheet

    Without a renewal forecast, packing and procurement are guesswork.

  4. Hard-to-cancel flows

    Hidden cancel buttons frustrate customers; the Central Consumer Protection Authority's 2023 dark-pattern guidelines name subscription traps.

What is included

Components of a subscription platform

  • Platform: Website and app

    Subscriber experience

    • Plan builder with frequency and quantity
    • Delivery calendar with skip, pause and swap
    • Mandate set-up via UPI AutoPay, card or eNACH
    • Easy cancellation with an optional pause offer
  • Platform: Backend

    Billing engine

    • Renewal scheduler with the pre-debit notification step
    • Retry windows and fallback payment links
    • Proration on plan changes
    • Subscriber ledger with invoices and credit notes
  • Platform: Admin dashboard

    Fulfilment planning

    • Upcoming shipments by SKU and date
    • Pick lists and labels per renewal batch
    • Box curation and substitution rules
    • Address changes locked at cut-off
  • Platform: Admin dashboard

    Memberships and reporting

    • Member perks such as free delivery
    • Active subscribers, churn and renewal success
    • Cohort retention by plan and channel
    • Dunning and win-back templates

How it works

What happens at every renewal

Sign-up happens once; this cycle runs every week or month for every subscriber, so each step is automated and logged.

  1. Website or app

    Step 1: Customer sets up a plan and mandate

    They pick product, quantity and frequency, then approve a UPI AutoPay, card or eNACH mandate once.

  2. Billing engine

    Step 2: A pre-debit notice goes out

    Before each renewal the customer is told the amount and date, as RBI rules require, with a link to skip or pause.

  3. Payment gateway

    Step 3: The renewal is charged

    The debit runs within the approved mandate limit; amounts above the auto-debit threshold ask the customer to authenticate again.

  4. Billing engine

    Step 4: Failed payment? Recovery starts

    Retries run in the permitted window, a payment link goes out as a fallback, and the shipment waits until payment clears.

  5. Fulfilment team

    Step 5: The renewal order is packed

    Confirmed renewals join a batch with pick lists and labels, planned from the upcoming-shipments forecast.

  6. Courier and subscriber

    Step 6: Delivered, and the cycle repeats

    The box arrives, and the subscriber can swap, skip, pause or cancel before the next cut-off.

Then it starts again at step 1: Customer sets up a plan and mandate

Integrations

Recurring payment and messaging integrations

  • Recurring billing

    • Razorpay Subscriptions

      Plans, mandates and renewal webhooks across cards, UPI and eNACH.

    • Cashfree Subscriptions

      An alternative mandate and subscription API.

  • Payment rail

    • UPI AutoPay

      Mandates approved and managed in the customer's UPI app.

    • eNACH

      Bank-account mandates via netbanking or debit card, for higher-value plans.

  • Messaging

    • WhatsApp Business Platform

      Renewal reminders, receipts and skip-this-week prompts.

  • Shipping

    • Shiprocket or Delhivery

      Batch labels for each renewal cycle.

Privacy & security

Handling payment and subscriber data

  • No card numbers on our servers

    Cards are tokenised by the gateway under RBI's card-on-file rules; the platform stores only token and mandate references.

  • Mandate audit trail

    Every mandate, notification, debit attempt and cancellation is logged for support and disputes.

  • Purpose-bound data

    Subscriber data is used for stated purposes, with retention periods designed around the DPDP Act, 2023.

Platforms

Where subscribers and your team manage plans

A website and apps for Android and iOS where subscribers manage deliveries and payment, and an admin dashboard for renewals, shipments and reports.

  • Web

    Website

    Marketing and content websites: fast, search-friendly pages with a CMS your team can update without a developer.

  • Mobile

    Android app

    Apps for Android phones and tablets, tested on budget and mid-range devices and published on Google Play or privately.

  • Mobile

    iOS app

    Apps for iPhone and iPad, built to Apple's guidelines and released through TestFlight and the App Store.

  • Back office

    Admin dashboard

    Back-office panels for operations, support and finance teams: orders, users, content, reports and permissions.

Technology

Technology behind subscriptions, and why it matters

Razorpay handles mandates and renewals, NestJS and PostgreSQL keep an exact billing ledger, Redis schedules retries and reminders, and Next.js and Flutter give subscribers their controls.

  • A modern web technology for fast, search-friendly websites, online stores and web applications that load quickly on mobile.

    Used for

    • Business websites
    • Online stores
    • Web apps
    • Customer portals
  • Backend

    NestJS

    A structured way to build back ends on Node.js, so large business systems stay organised, testable and easy to hand over.

    Used for

    • Business app back ends
    • SaaS platforms
    • Marketplaces
    • Admin panel back ends
  • A reliable database for the records your business runs on: orders, payments, bookings and stock, kept accurate and easy to report on.

    Used for

    • Orders and customers
    • Payments and ledgers
    • Stock and inventory
    • Bookings
  • Data

    Redis

    Keeps frequently used data in fast memory, so apps stay quick on busy days and live features like order tracking feel instant.

    Used for

    • Faster apps
    • Live order status
    • Shopping carts
    • Job queues and alerts
  • Payments & maps

    Razorpay

    Lets customers in India pay by UPI, cards, netbanking or wallets, and handles subscriptions, refunds and payouts to sellers or partners.

    Used for

    • UPI payments
    • Cards and netbanking
    • Subscriptions
    • Payment links
  • Mobile

    Flutter

    Build Android and iOS apps from one shared codebase, so you launch on both platforms faster with a consistent experience.

    Used for

    • Mobile apps
    • Delivery apps
    • E-commerce apps
    • Booking apps
  • Cloud & DevOps

    AWS

    Cloud hosting for your app, website and data, with data centres in India and room to grow when traffic rises.

    Used for

    • App hosting
    • File and photo storage
    • Backups
    • Busy sale days

Flutter and the related logo are trademarks of Google LLC. We are not endorsed by or affiliated with Google LLC.

Plain-English glossary

Subscription terms, in plain English

Payment mandate
A standing permission the customer gives once, through their UPI app, card or bank, letting you charge up to a set amount on a schedule. It is what makes renewals possible without asking them to pay by hand each time.
eNACH
An electronic mandate on the National Automated Clearing House system that debits the customer’s bank account directly, set up through netbanking or a debit card. It suits higher-value or annual plans.
Pre-debit notification
The advance message, required under RBI rules for recurring card and UPI payments, telling the customer what will be charged and when. It is also a natural moment to offer a skip or a swap.
Dunning
The planned sequence of retries and reminders after a renewal payment fails. Done well, it recovers many payments politely before a subscriber is lost.
Involuntary churn
Subscribers lost because a payment failed, through an expired card, a mandate limit or a low balance, not because they chose to leave. It is often the easiest churn to win back.
Proration
Charging or crediting only the part of a billing period used when someone upgrades, downgrades or changes quantity mid-cycle, so bills stay fair and easy to explain.

Product preview

Screens for subscribers and your team

Illustrative screens, using a coffee subscription as the example.

  • Subscription commerce subscriber app my deliveries on a phone, with 4 entries
    Subscriber app. Subscribers see upcoming deliveries and can skip one, pause until a date or swap the product without contacting support.
  • Subscription commerce subscriber app checkout on a phone, with UPI AutoPay, card e-mandate and eNACH options
    Subscriber app. At sign-up the customer chooses how renewals are paid and sees the amount and frequency they are approving before they confirm.
  • Subscription commerce admin dashboard upcoming shipments, next 7 days table in a web browser, with 4 rows and status labels
    Admin dashboard. The team sees renewals due by product and date, so packing and procurement follow a forecast instead of a guess.
  • Subscription commerce admin dashboard in a web browser, with key figures and a chart
    Admin dashboard. Renewal success, recovered payments and pauses versus cancellations show whether billing and retention changes are working.
Illustrative preview

Sample screens: names, prices and figures are examples, not client data.

Services

Services behind subscription platforms

  • E-commerce development

    Online stores, shopping apps and B2B ordering portals on Shopify, WooCommerce or custom stacks, wired to Indian payments, couriers and GST invoicing.

  • Web application development

    Browser-based products, customer portals, dashboards and internal tools, built on clean data models with secure roles and integrations.

  • Mobile app development

    Native and cross-platform Android and iOS apps, from first release through regular store updates, built by our in-house designers and engineers.

  • API development

    Secure, documented REST and GraphQL APIs, plus integrations that connect your apps to payment, logistics, GST, messaging and business systems.

  • Admin panel development

    Back-office dashboards built around your team's daily tasks: order queues, approvals, catalogue management, payouts, reports and audit logs.

Cost drivers

What affects the cost of subscription commerce

  1. Payment rails

    Supporting UPI AutoPay, card mandates and eNACH together means more flows and edge cases.

  2. Plan flexibility

    Skip, pause, swap, proration and upgrades multiply billing scenarios.

  3. Fulfilment model

    Fixed boxes are simpler than curated or customer-built boxes.

  4. Existing store integration

    Adding subscriptions to a live store means syncing products, customers and orders.

Estimates are written from your scope, with the effort and assumptions behind each line item.

How pricing works

FAQ

Frequently asked questions

How does UPI AutoPay work for subscriptions?

The customer approves a mandate once in their UPI app, setting the maximum amount and frequency. Before each renewal, a pre-debit notification goes out through the gateway, and the debit then runs without the customer entering their PIN, provided it stays within the approved limit and NPCI's threshold for auto-debits. Larger amounts need fresh authentication. Customers can pause or revoke mandates from their UPI app.

What happens when a renewal payment fails?

We design a recovery sequence, not a single attempt. Within the rules of the rail and gateway, the system retries in the permitted window, sends the customer a payment link as a fallback, and holds the next shipment until payment clears. Each outcome is logged against the subscriber, and the dashboard shows renewal success and recovery rates so you can tune timing and messages.

Can customers pause or skip instead of cancelling?

Yes, and we recommend offering both. Skip drops a single delivery; pause holds the subscription until a date the customer picks, with the mandate kept or paused depending on the rail. We show these as options within the cancellation flow, not obstacles, so a customer who still wants to cancel can do so in a click or two.

Can subscriptions be added to the store we already run?

Often, yes. On a hosted platform, subscription apps may cover simple replenishment plans; we build custom services when you need Indian mandate rails, box logic or memberships they do not support. For custom stores, the subscription engine sits beside your catalogue and order services and creates an order at each renewal, so fulfilment and reporting stay in one place.

Next step

Planning a subscription offer?

Tell us what customers will subscribe to and how often. We will map the billing rules, payment rails and a phased build.

Or reach us directly

Mon–Sat, 10:00–19:00 IST