Mobile
Flutter
Build Android and iOS apps from one shared codebase, so you launch on both platforms faster with a consistent experience.
Used for
- Mobile apps
- Delivery apps
- E-commerce apps
- Booking apps
Finance
Wealth management software development
Software for mutual fund distributors, SEBI-registered investment advisers, PMS providers and wealth teams: onboarding, portfolio tracking, transactions and reporting.
At a glance
The short version
- What we build
- How it works
- Investor app
- Portfolio engine
- Adviser workspace
- Transaction service
- 1 more
- Runs on
- Android
- iOS
- Web app
- Admin
- Who it's for
We build client and adviser tools for the investment industry: digital onboarding with KYC checks, risk profiling, mutual fund transactions through exchange platforms, consolidated portfolio views, goal tracking and clear client reports. We build the software; advice, suitability and registration obligations stay with your firm.
- Cost depends on
- Asset classes covered
- Transaction capability
- Reporting depth
Flutter and the related logo are trademarks of Google LLC. We are not endorsed by or affiliated with Google LLC.
How to start
Tell us what you need in your own words. You talk to the developers who would build it and get a written, line-item estimate.
Get a project estimatePortfolio software for advisers and distributors
Wealth businesses in India range from individual mutual fund distributors to SEBI-registered investment advisers, PMS providers and family offices. They share a daily problem: client holdings sit across AMCs, depositories and brokers, so a single view needs statement parsing or consent-based data, and every transaction needs a separate platform login.
We build apps and back-office systems that pull this together: onboarding with KYC checks, risk profiling, portfolio consolidation from CAS statements or Account Aggregator data, SIP and transaction journeys through BSE StAR MF or NSE's mutual fund platform, and reports clients can understand.
Challenges
Recurring pain points in wealth operations
Fragmented holdings
Mutual funds, shares, bonds and deposits sit with different intermediaries in different formats.
Advice versus distribution
SEBI keeps advisory and distribution roles separate, so journeys, fees and disclosures differ by registration.
Manual reporting
Capital gains, XIRR and goal progress are compiled in spreadsheets every quarter.
Inconsistent client contact
Reminders for SIPs, KYC updates and portfolio reviews go out irregularly.
Solutions
Relevant builds for wealth firms
Secure fintech apps and back offices for payments, lending, investments and insurance, integrated with licensed banking, KYC and data partners.
Custom CRM software that captures leads from every channel, keeps follow-ups on schedule and shows managers a live pipeline.
Data extraction from invoices, KYC documents, statements and forms into your systems, with validation rules and human review for uncertain fields.
Search and question-answering over your documents, tickets and product data, with hybrid retrieval, citations and permission-aware results.
Wealth-tech features we deliver
Digital onboarding
KYC status checks with KRAs, PAN and bank verification, FATCA declarations and nominee capture.
Risk profiling
Configurable questionnaires and scoring, stored alongside each recommendation.
Portfolio consolidation
CAS parsing and Account Aggregator data with XIRR, asset allocation and capital gains views.
Transaction journeys
Lump-sum, SIP, switch and redemption orders via exchange platforms, with mandate registration.
Adviser workspace
Client segments, review schedules, notes and model portfolios for relationship managers.
How it works
How an investor goes from onboarding to a quarterly review
The cycle repeats each quarter, with the adviser working from the same data the investor sees.
- Investor app
Step 1: Investor onboards
KYC status is checked with the KRA, PAN and bank account are verified, and FATCA and nominee details are captured in one flow.
- Investor app
Step 2: Risk profile recorded
A questionnaire set by your compliance team scores risk appetite and stores it with a date, ready for later suitability checks.
- Portfolio engine
Step 3: Holdings brought into one view
CAS statements or Account Aggregator data are parsed into a single portfolio with returns and asset allocation calculated.
- Adviser workspace
Step 4: Adviser proposes changes
The relationship manager compares the portfolio with a model portfolio and records the recommendation and its reasoning.
- Transaction service
Step 5: Orders placed through the exchange platform
Lump-sum, SIP and switch orders go to the exchange mutual fund platform, and allotments flow back into the portfolio automatically.
- Client reports
Step 6: Reports and the next review
Capital gains, goal progress and a review reminder reach the investor each quarter, with no spreadsheet work for your team.
Then it starts again at step 1: Investor onboards
Platforms
Investor apps and adviser consoles
- Mobile
Android app
Apps for Android phones and tablets, tested on budget and mid-range devices and published on Google Play or privately.
- Mobile
iOS app
Apps for iPhone and iPad, built to Apple's guidelines and released through TestFlight and the App Store.
- Web
Web application
Browser-based applications with logins, roles and workflows, such as customer portals, SaaS products and internal tools.
- Back office
Admin dashboard
Back-office panels for operations, support and finance teams: orders, users, content, reports and permissions.
Technology
Stack for wealth platforms
Flutter gives investors one app on Android and iOS, Python runs return and capital gains calculations that are tested case by case, and PostgreSQL keeps every transaction traceable to its source statement.
Web
Next.js
A modern web technology for fast, search-friendly websites, online stores and web applications that load quickly on mobile.
Used for
- Business websites
- Online stores
- Web apps
- Customer portals
Backend
NestJS
A structured way to build back ends on Node.js, so large business systems stay organised, testable and easy to hand over.
Used for
- Business app back ends
- SaaS platforms
- Marketplaces
- Admin panel back ends
Backend
Python
A programming language for AI features, data processing and automation: the engine behind document reading, reports and smart search.
Used for
- AI features
- Document reading
- Reports and analytics
- Task automation
Data
PostgreSQL
A reliable database for the records your business runs on: orders, payments, bookings and stock, kept accurate and easy to report on.
Used for
- Orders and customers
- Payments and ledgers
- Stock and inventory
- Bookings
Data
Redis
Keeps frequently used data in fast memory, so apps stay quick on busy days and live features like order tracking feel instant.
Used for
- Faster apps
- Live order status
- Shopping carts
- Job queues and alerts
Flutter and the related logo are trademarks of Google LLC. We are not endorsed by or affiliated with Google LLC.
Plain-English glossary
Wealth-tech terms without the jargon
- CAS
- Consolidated account statement: one statement listing an investor's mutual fund and demat holdings across fund houses. Reading it automatically builds a full portfolio without asking clients to type anything.
- XIRR
- A return figure that accounts for money going in and out on different dates, as happens with SIPs. It gives clients an honest yearly return instead of a misleading simple percentage.
- KRA
- KYC registration agency: a body that holds investors' KYC records for the securities market. Checking status there first spares existing investors from repeating KYC with you.
- Model portfolio
- A reference mix of funds or assets an adviser uses as a template for a risk profile. Comparing each client against it shows at once who has drifted and may need rebalancing.
Product preview
An investor app and the adviser workspace behind it
Investor app. Investors see all their funds in one place with an honest return figure, instead of logging in to each fund house separately. 
Investor app. Starting or changing a SIP takes one screen, and the order goes to the exchange platform with the payment mandate already in place. 
Adviser workspace. Relationship managers see whose portfolio has drifted from its model and whose KYC needs updating, and plan reviews from one list.
Illustrative preview
Sample screens: names, prices and figures are examples, not client data.
Cost drivers
What shapes a wealth platform estimate
Asset classes covered
Mutual funds alone are simpler than adding equities, bonds, PMS and insurance holdings.
Transaction capability
View-only tracking avoids exchange integration, mandate handling and order reconciliation.
Reporting depth
Lot-wise capital gains, benchmark comparisons and branded PDF reports add calculation and testing work.
Estimates are written from your scope, with the effort and assumptions behind each line item.
How pricing worksServices
Services for this industry
The design and engineering services our in-house team combines on projects in this sector.
Mobile app development
Native and cross-platform Android and iOS apps, from first release through regular store updates, built by our in-house designers and engineers.
Web application development
Browser-based products, customer portals, dashboards and internal tools, built on clean data models with secure roles and integrations.
Custom software development
Software shaped around how your business runs, from approvals and inventory to billing and reports, replacing spreadsheets and disconnected tools.
API development
Secure, documented REST and GraphQL APIs, plus integrations that connect your apps to payment, logistics, GST, messaging and business systems.
Flutter development
Android and iOS apps from one Dart codebase, built by engineers who know when Flutter is the right call and when native code is needed.
Admin panel development
Back-office dashboards built around your team's daily tasks: order queues, approvals, catalogue management, payouts, reports and audit logs.
Locations
Investment & wealth management by city
Cities where this sector is a significant part of the local economy. We work remotely with teams across India and meet in person where practical.
Maharashtra
Mumbai
FAQ
Frequently asked questions
Can you parse CAS statements and calculate XIRR correctly?
Yes. Consolidated account statements from the RTAs and depositories follow consistent structures, and we parse transactions into a normalised ledger per folio. XIRR is calculated from dated cash flows, and capital gains use FIFO lots with grandfathering where it applies. Because tax rules change in budgets, the calculation logic sits in a versioned module with test cases you can review. A qualified professional should still check tax reports before clients rely on them.
Can our app place mutual fund orders directly?
If your firm has access to BSE StAR MF or NSE's mutual fund platform as a distributor or adviser, we integrate with its APIs for lump-sum, SIP, switch and redemption orders, plus mandate registration for SIPs. Order status and allotments are reconciled back into your portfolio records. Without that access, we can start with tracking and review features and add transactions once your registration and platform onboarding are complete.
Should the app give automated investment recommendations?
Automated suggestions carry regulatory implications that depend on whether you are an adviser or a distributor and how the output is presented. We can build model portfolios, rebalancing alerts and goal calculators, but the logic, disclosures and suitability checks must come from your compliance team. If AI summarises portfolios or answers client questions, we restrict it to factual data, log every response and route anything resembling advice to a person.
Next step
Giving your clients one view of their money?
Tell us your registration type, the products you handle and how clients reach you today. We will scope a phased build.